CROP-HAIL INSURANCE

Boman & Associates | Crop Insurance

Crop-Hail

Crop-Hail policies are not part of the Federal Crop Insurance Program and are provided directly to farmers by private insurers. Many farmers purchase Crop-Hail coverage because hail has the unique ability to totally destroy a significant part of a planted field while leaving the rest undamaged. In areas of the country where hail is a frequent event, farmers often purchase a Crop-Hail policy to protect high-yielding crops. Unlike MPCI, a Crop-Hail policy can be purchased at any time during the growing season.

Crop Hail Flexibility

Many farmers purchase Crop-Hail coverage because hail has the unique ability to totally destroy a significant part of a planted field while leaving the rest undamaged. In areas of the country where hail is a frequent event, farmers often purchase a Crop-Hail policy to protect high-yielding crops. Unlike MPCI, a Crop-Hail policy can be purchased at any time during the growing season.We will work with you to design crop hail coverage to fit your risk management strategy and flexible deductibles allow you to tailor the cost of your crop hail policy to meet your budget. Your crop hail policy may also provide coverage for perils other than hail. In many areas, basic hail coverage includes:

  • Fire and lightning
  • Transit
  • Reimbursement of replanting costs
  • Carry over coverage
  • Vandalism
  • Stored grain coverage